If you’ve ever heard of a "quick move-in home," you might be wondering what it even means and why you should consider one. While it's true that a quick move-in home may not offer you all the same customization options as a traditional new construction home, there are actually plenty of benefits to choosing one. For starters, you'll be able to move in and start enjoying your 55+ lifestyle much sooner. Plus, quick move-in homes often come with their own unique perks that you may not find in a to-be-built home. So if you're on the fence about whether to choose a quick move-in home or not, it's definitely worth considering all the reasons why it could be the perfect fit for you.

Quick Move-In Home Benefits

1. Quick Move-In Home Timing

2. Quick Move-In Homes and Mortgage Rates

3. Quick Move-In Homes and Budget

1. Quick Move-In Home Timing

Picture this: you've just made the big decision to move into your dream home in a 55+ community. You're eager to start enjoying new activities and making new friends. But the thought of waiting six months or more for a to-be-built home is a serious buzzkill. Enter the quick move-in home. With a turnaround time of just 30-60 days, you could be living in your dream home in no time. Plus, unlike the uncertain delays that often come with building a new home from scratch, a quick move-in is much less likely to encounter any unforeseen setbacks. So start packing your bags now, because your new community awaits.

2.  Quick Move-In Homes and Mortgage Rates

Timing also plays into the second benefit of quick move-in homes as you would know your mortgage rate sooner.

Imagine this: you're in the market for a brand new home and finally find one you love. But as you wait for it to be built, you start to worry about mortgage rates fluctuating and how they could affect your monthly payments. However, with quick move-in homes, you won't have to worry. Because the construction process is much faster, you'll know your mortgage rate sooner and can rest easy knowing your budget won't be impacted by any unexpected rate changes.

For example, with a to-be-built home, you may have started the process thinking your monthly payments would be around $1,500 but, with the change in interest rates, your monthly payment could increase. This change could be a setback for your retirement planning and may impact your ability to enjoy your next stage in life. By comparison, a quick move-in home offers a more finite monthly payment up-front, making it a more stable financial choice, particularly in times of fluctuating or rising interest rates.

3.  Quick Move-In Homes and Budget

The third benefit to quick move-in homes is these homes could be kinder on your wallet. You could get more bang for your buck. There are a few reasons why this rings true, but we'll give you the top three.

A clearer understanding of your mortgage rate.

As we just covered, a quick move-in home helps you have a better sense of your monthly payments because it has a more realistic view of the mortgage rate you will ultimately pay.

A defined purchase price

As someone who's considered buying a new construction home, you're probably familiar with the fact that the initial cost and final price can differ due to various factors. It can be tough to budget for a home when you don't know what the ultimate cost will be. But with a quick move-in home, you can avoid that stress and uncertainty. Because many options have already been selected, the price you see is likely the final price, meaning you can relax and focus on all the amazing perks and amenities of your new active adult community.

Potential incentives

Quick move-in homes are not only convenient, but they often come with impressive incentives. From lump sum payments to rate reductions, the savings can really add up. And here's the kicker – these incentives are typically applied first to quick move-in homes within a community. So if you're looking for a brand-new construction home at a considerable discount, don't overlook the power of a quick move-in home. 

Overall, quick move-in homes in 55+ communities can be a great purchase into an inviting lifestyle, without the wait or possible price fluctuations of a to-be-built home. Plus, with quality craftsmanship, energy-saving features, and modern appliances, Del Webb luxury living is always top-of-the-line. At Del Webb, we offer many quick move-in homes in our exclusive 55+ communities across the country. Explore Del Webb’s quick move-in homes today.

For more retirement lifestyle articles and the scoop on local hotspots, browse the Del Webb blog to get inspired.

Contributed by Sarah Looney